If you are over the age of 62, own your home as your principal resident, have sufficient equity and you and your home meet HUD and FHA guidelines, you may qualify for an FHA HECM loan .

What are the HUD and FHA guidelines?

Our HECM reverse mortgage consultants can have an answer for you in a matter of minutes, without asking one personal, financial or credit related question.

THE FHA CONSIDERS THE FOLLOWING TO CALCULATE YOUR LOAN AMOUNT

• Age of youngest borrower (62+)

• Property’s value

• Balance on existing mortgages

• Current interest rate

FACTORS THAT DO NOT AFFECT ELIGIBILITY

• Income

• Credit score

• Discharged Bankruptcy

• Health of the homeowners

Simply put…If you are 62 years or older, own your home as a principal residence and have sufficient equity, you are a candidate for a reverse mortgage. Begin the process by using an online Reverse Mortgage Calculator.

Age of Borrower:

Property Value:

Mortgage Balance:


Cash Available:  $0